Dispute a Credit Report Inaccuracy

Category : Credit and Loans
Dispute a Credit Report Inaccuracy
Request a copy of your credit report from one of the major credit bureau companies or another provider. These are all typically accessible through the Internet.
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Read the report carefully. Highlight any items you don't recognize or that appear to be incorrect.
Dispute a Credit Report Inaccuracy
Call the credit bureau company reporting the information in question. It will provide you with the appropriate credit card company phone numbers.

Call the credit card companies and ask them to research the situation. If they made an error, request that they send a written correction to the major credit bureau companies and a copy to you as well.

You can write your side of the story and ask that it be posted on your credit report, if the credit card company is unwilling to correct the reporting on your credit bureau.

Request a copy of your credit report annually to keep on top of the situation.