Buy Motorcycle Insurance

Category : Insurance

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Ask the agent or broker who currently insures your auto or home about motorcycle insurance. In some states, such as California, you must have insurance before you can pick up your new bike at the dealership.

If your insurance company does not cover motorcycles, consult friends or neighbors who have coverage for their motorcycles for good agencies to contact.

Talk to the cyclist or salesperson who sold you the motorcycle, and also look through motorcycle magazines, motorcycle Web sites and the yellow pages. Dealerships don't always work with the best companies, and you might get talked into a policy you don't want.

Note that your premium rate is based upon factors such as the size, type and brand of bike, as well as your age, your driving record, your years of driving experience, your garaging location and the amount of miles you're likely to drive in a week. Premium rates vary greatly from biker to biker.